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Words from my valued clients:

Cole was super helpful in setting up Medicare Supplement policies for both my wife and myself.  I would and will highly recommend him for anyone looking into this difficult decision.  Outstanding!

Eric & Sharon - Fernandina Beach, FL

Cole Martin met with me and explained ALL of the Medicare options available to me.  He made my choice less complicated as he is very knowledgeable and low pressure.  He helped me enroll in Medicare and choose the plan that best matched my present needs.  He then let me know that I can call him directly in the future with any issues or questions, and I like that.

David - Fleming Island, FL

We contacted Cole to better understand the Medicare Supplement plans.  He was helpful and knowledgeable in explaining the options.  Additionally, he represents a wide variety of products, so we were able to tailor a product to our needs.  We would highly recommend Cole.

Ron and Christine - Jekyll Island, GA

Cole, I want to thank you for your awesome service that you provided me in my time of need, I was so confused with where to go on this Medicare route.  I have been bombarded by everyone with phone calls, mail, etc...where do you turn to trust someone?  Well, my answer came in the form of a letter from you that really touched me and made me feel instantly comfortable with you.  In this day and time, it is very difficult to find honesty in anything...after having you in my home, I felt like I have known you for years.  You are very knowledgeable and answered all of my questions and still do to this day!  We've developed a friendship that I'm sure will last besides you helping me with this milestone.  I can't say enough good about you...thanks again my friend!

Carolynn - Middleburg, FL

I am a retiree from the state.  I wasn't confident of my understanding of Medicare as I approached my 65th birthday.  Fortunately, I responded to a mailing from Cole (I never do that!) and scheduled a meeting. He educated me quickly and painlessly, and consequently empowered me to do some deeper research on my own.  I called the insurance provider I had at the time, spoke with billing staff at the hospital and both of my health care providers, (and even 1 of the providers himself when he overheard) and a couple individuals with extensive long term chronic health problems.  I worked the numbers from every angle I could think of and couldn’t believe how clear the results were!  Now, after making a switch, I am saving considerably by paying a little higher monthly premium and then the minimum deductible all year long!  Now I’m insured by the company that every medical provider and happy consumer I talked to unanimously recommended for less!  Even though I enjoy good health now, I’m thankful for Cole’s help and look forward to his continued support in this important aspect of my life as a retiree in the future.  It is such a relief to have “my insurance man” when I need him!  I recommend Cole to everyone I talk to for Medicare related insurance. 

Marsha - Brunswick, GA


At my first meeting with Cole, he came completely prepared, explained the way Medicare works (which is much more complicated than I knew), and was able to give me some great suggestions.   I had spoken to some national brokers and thankfully did not go with them since some of the plans they recommended were no longer viable in Brunswick/St. Simons area.  Once a decision was made, he helped me with the forms and getting everything submitted.  Also was great with follow-up and addressing any other issues/questions I had.  I highly recommend Cole and am thankful he made Medicare a very easy process.

Nancy & Don - Saint Simons Island, GA

Cole is very personable.  He is straightforward and lets you know what types of insurance are available and the costs.  He then leaves it up to you to decide which way to go.  He will answer any questions that you have, even if you have to ask them more than once.  We would definitely recommend him to our friends if asked.

Debra & Robert - Kingsland, GA

“We cannot say enough good about the experience we had with Cole Martin. He was prompt to return my call and set an appointment within one week. Not only was he very knowledgeable, he was very patient with all of our questions. After reviewing our situation, he recommended my husband stay with his current insurance company, due to the high cost of his prescriptions. To us, that said a lot about his integrity. For me, he recommended a company that best fit my needs and budget. He also followed up with calls to make sure I had received insurance cards from the company, and answered any questions I had. He let us know he was there for us every step of the way. You can trust Cole with your insurance needs."

Molly - Green Cove Springs, FL

I met with Cole to discuss products and how to handle my Medicare.  He was the most polite and helpful young man.  Very knowledgeable and answered all of my questions.  If you are looking for help with your Medicare needs, don't hesitate to speak with him.

Ellen - Orange Park, FL

Reaching Medicare age, I needed a supplemental insurance and drug plan.  The Medicare.gov website led me to believe that I could deal directly with insurance companies.  After calling several companies, I realized that an insurance agent was required, co I called Cole Martin.  He came right to my house within a few days of our first telephone contact.  He explained Medicare, as well as the supplemental insurance process.  He represented all of the companies that I wished to compare and had a thorough knowledge of each plan including costs.  With Cole's help we completed the steps required to be covered by Medicare and private insurance.  If you are looking for help with Medicare, I recommend Cole for his ability to help you.

Ron - Brunswick, GA

With the overwhelming calls and emails from other insurance companies, Mr. Martin sat down with us and explained our options in layman terms that made our decisions easier.  He was extremely helpful with our needs.  Very personable!  Thank you much!

Pence & Debbie - Waycross, GA

I recently worked with Cole Martin concerning Medicare Advantage plans.  Cole was very well prepared and knowledgeable.  He took the mystery completely out of the process and helped me select the plan that would best fit me.  I highly recommend him to you.

Dean - Savannah, GA

After considerable frustration in my attempts to choose a Medicare plan and company to provide such, I finally responded to Cole Martin's kind letter offering assistance.  He came to my home, helped me to understand the options and guided me as to those most appropriate choices for my individual situation.   Importantly, he informed me of likely changes on the horizon in Medicare Supplement plans, of which I was totally unaware despite extensive internet research.  It was one stop shopping!  Cole was professional and clearly well informed.  He made it easy to understand the process, did the sign up on the spot, arranged automatic payments at my request, and explained my next steps.  Once he left, he continued to be available, responding quickly (even on the weekend) to my phone calls!  I highly recommend Cole to anyone desiring help with Medicare decisions.  I am confident that he will provide the same high quality assistance that I experienced.

Susan - Darien, GA

Cole Martin has been my agent for a few years now.  He is always there for me when I need help and has always been a phone call away.

Linda - Ellabell, GA

I recently turned 65 and was eligible for Medicare.  What a nightmare it was trying to decide on the many options out there.  I contacted Mr. Martin and spoke with him.  I told him what I wanted and he handled all the headaches for me.  He got back to me promptly and explained the options available to me and my husband.  He is very knowledgeable in this field and I would highly recommend him to anyone that will be going onto Medicare or looking to change existing policies.

Shirley and Jimmy - Savannah, GA

Cole was extremely helpful.  I cannot drive so he came to my house and reviewed my Medicare choices & benefits.

After some checking and double checking we decided to change that allowed me to retain all my same doctors

and lowered all of my out of pocket expenses.  This will save me quite a bit of money!!! I highly recommend

Mr. Martin to answer all your Medicare questions. Check him out, he may save you some money too!

Tim - Yulee, FL

Both my husband and I recently turned 65...I had been stressed to the point of losing sleep about going on Medicare and was afraid of making a wrong decision.   I had also been bombarded with mail from insurance companies, compounding the confusion.   A friend recommended that I talk to Cole and gave me his phone number.  She had recently gone through the same process and was extremely pleased with the help he provided.  I called Cole and scheduled an appointment.  Cole came to my office and sat with me for an hour explaining ALL of my options.  He made the process so easy and took care of everything.  He has always been available to answer any additional questions and has checked on us from time to time to make sure we are satisfied and do not need assistance with anything.  I have recommended him to several friends with the utmost confidence that he will be equally helpful to them.   

Marie & Darryl - Hinesville, GA

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